If you're going to borrow money, borrow from a pessimist. They don't expect you to pay it back. - unknownSylvia Hubbard http://SylviaHubbard.com and download a book at: http://sylviahubbard.com/fictionbooks in all formats.

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Word of the day: nyctalopia nik-tuh-LOH-pee-uh noun : reduced visual capacity in faint light (as at night) : night blindnessSylvia Hubbard http://SylviaHubbard.com and download a book at: http://sylviahubbard.com/fictionbooks in all formats.

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